Bankruptcy Credit Counseling Courses

Learn What Bankruptcy Credit Counseling Courses Are Required for Bankruptcy

If you want to file bankruptcy, you will need to attend required credit counseling courses.  Watch this video by Buffalo Bankruptcy lawyer Michael F. Barrett for guidance. If you have questions about your particular situation and what options are available for debt relief, contact us to schedule a consultation. Let our bankruptcy experience work for you.

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Ever since 2005, when a big change in the bankruptcy laws was enacted, bankruptcy filers are required to complete two credit counseling courses – a pre-filing course and a post-filing course. You complete the first course during the six months before you file for bankruptcy, and the second course within a month or so after filing. These courses last about an hour and a half to two hours, and you can do them on the internet or by phone. If you prefer, you can also do them in person. At the end of each one, you will receive a certificate, which will need to be submitted to the court.

  • Since 2005, major changes in bankruptcy laws require bankruptcy filers to complete two credit counseling courses – a pre-filing course and a post-filing course.
  • The first course is done during the six months preceding your filing for bankruptcy, and the second within a month or so afterward.
  • These courses, about an hour and a half to two hours long, can be done on the internet, by phone, or in person.
  • Once you have completed them, you will receive a certificate for submission to the court.

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