Mortgage Application Process

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Buffalo Real Estate Lawyer Richard H. Cole discusses the mortgage application process when purchasing a home. If you are considering purchasing property in Western New York, contact our dedicated real estate attorneys for a consultation. Let our experience work for you. 

  • As soon as a home inspection is conducted and the rider is executed, a property inspection addendum is completed. That is when the buyer can officially apply for their loan.
  • Traditionally, the contract for sale and purchase specifies a number of days after completion of the required home inspection within which the buyer must apply for the loan – often, five days after the home inspection is satisfied.
  • The buyer should immediately bring the application and any supporting documents to the loan officer.

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