Lawyers in Buffalo NY / Mortgage Commitment Stage

Mortgage Commitment Stage

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Are you applying for a mortgage and have questions about the mortgage commitment stage?  Watch this educational video by Buffalo Real Estate Lawyer Richard H. Cole to learn more about the process. If you have questions about your mortgage application or real estate matter, please contact us to schedule a consultation. Let our experience work for you.
  • A mortgage commitment stage is a preliminary stage that follows the application and initial review by the bank through which they promise to lend you money under certain conditions, including a commitment to provide your financial information to the lender.
  • The appraisal may still be outstanding– and that appraisal must be satisfactory. It will require proof that the seller is tendering a clear title to the buyer.
  • The commitment letter, signed by the buyer, is sent back to the bank as a contract between the buyer and the bank.
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