If you’re facing the tough decision to declare bankruptcy, you could use an ally.
You did the best you could, but circumstances, and then your finances, got out of your control. You might be worrying that this is the end of your financial portfolio, and feeling that you don’t have enough say in your own future. You’ll be wondering how you can rebuild. And right now, you might be wondering if a lawyer is just another expense you can’t afford, or if choosing the right bankruptcy attorney might help you get the best of a bad situation.
It’s not the end, you still control your own fate, and with the help of an experienced bankruptcy attorney, you can rebuild your life, your business or career, and your financial future. You can start by calling to set up a consultation.
What to Look for in Your Bankruptcy Attorney
Any list of qualities a good lawyer should possess could run on into the dozens. You probably have your own expectations already. The three qualities below stand out to us, though. When picking an attorney, try to keep them in mind.
- Experience – Does your attorney have experience handling bankruptcy cases? A reputation is important and referrals can be a huge help, but if you have access to a computer, do a background check. You’d want to see a resume for any new employee you hire. The same standards apply here. Can you find an attorney who has published articles on bankruptcy law? Can you find an attorney who has sat on relevant boards or other professional bodies related to bankruptcy law? While every case and every client will be different, you want an attorney who knows the field, who knows the precedents, and who has handled many different types of cases before.
- Integrity – It’s easy to underestimate the importance of a personal connection between a client and an attorney. Especially in bankruptcy, you’re sharing sensitive personal information with your attorney. You’ve come to your attorney in a financially vulnerable state. You want someone who’s open and honest, someone who encourages communication, and someone who makes you feel confident about the future. That doesn’t mean you should go with the attorney who makes the biggest promises. Do a gut check, and pick the person you can trust.
- Personal Service – You’re not paying for someone with a JD degree to go file your paperwork for you. You’re paying for someone who will treat you with respect and honesty, and who will treat your case as unique, not just “another bankruptcy, another paycheck.” That means attention. Your attorney should never make you feel like you’re wasting his or her time, or that you can’t ask the questions on your mind. Your attorney should help you understand your options. For example, is Chapter 7 bankruptcy or Chapter 13 bankruptcy a better choice in your circumstances? Is there another option besides bankruptcy? What steps can you take to avoid bankruptcy in the future? How can you start laying the groundwork for that future right now? You should be able to talk through these and other questions with an attorney giving you his or her full attention, backed by compassion and experience.
Moving Forward: The Future of Your Finances
Now that it’s 2017, it’s time to take control of your financial situation. If you have been experiencing financial setbacks and problems throughout 2016, there is something you can do about it.
At Cole, Sorrentino, Hurley, Hewner & Gambino, P.C., we’ve helped many people in Buffalo, Cheektowaga, Niagara Falls, and beyond, building a reputation as one of the most reliable bankruptcy firms in the area. We can help you, too. As a debt relief agency, our lawyers work hard for you to file the necessary documents and will stand by your side in court to ensure the bankruptcy process can be as smooth as possible.
Bankruptcy doesn’t have to be the end of your financial portfolio. Choosing the right bankruptcy attorney is your first step toward solvency. Let our team help prevent you from losing everything. Even if declaring bankruptcy isn’t right for you, we can still talk with you about your options. Contact us today and speak with one of our friendly representatives so you can move forward.