What is a Reaffirmation Agreement in Bankruptcy?

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Are you afraid you might lose your house or car in a bankruptcy?  In this video, Buffalo Bankruptcy Lawyer Michael F. Barrett discusses reaffirmation agreements and what they mean when filing bankruptcy. If you have questions about bankruptcy, please contact our office to schedule a consultation with an experienced bankruptcy attorney.

  • Sometimes, a secured creditor – such as a mortgage holder or owner of a car loan – may ask for a reaffirmation agreement.
  • These simply continue your obligation for the debt after bankruptcy.
  • Keeping such large items as cars and houses may require that you enter into a reaffirmation agreement.

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